Columnist | Your Money

Chris Farrell is economics editor for American Public Media's weekly "Marketplace Money" show and author of "The New Frugality." He answers reader questions on most Sundays. Send questions to and put "Your Money" in the subject line.

Farrell: For college graduates, it's a time to explore life and make smart money moves

Stretch out school loans for the moment, save what you can and build the habit of generosity.

Chris Farrell: Even in a tight job market, late-career job seekers need an extra hand

The pandemic made workers of all ages rethink their goals and priorities, author Kerry Hannon writes.

Chris Farrell: It's too early to use retirement savings to speculate in cryptocurrency

Fidelity's decision to let 401(k) savers put some of their investment in bitcoin is highly risky, our columnist says.

Farrell: Should you worry about the prospect of low investment returns?

I'd like to take a step back from current market and economic turmoil to raise a longer-term financial concern that is getting increased attention.…

How much you spend in retirement may lessen with age

The 4% inflation-adjusted spending rule might be too conservative for near-retirees.

Farrell: With I-Bond rate adjustment due soon, another reason emerges to consider them

I-Bonds are a hedge against inflation and a popular option for savings in any diversified portfolio.

Farrell: Think you've waited too long to start saving for retirement? Here's what to do

Most people are in this boat, and there are plenty of ways to get ready for retirement.

Farrell: The nation could be returning to a habit from the 1970s

No, it's not lava lamps nor shag carpeting. It's saving money.

Chris Farrell: When the world turns chaotic, money management should be boring

The fundamentals of managing personal finances are especially useful in times of uncertainty.

Chris Farrell: What a Twin Cities retirement coach says makes the best life after work

Plan your finances and your time and avoid "organ recitals."