Columnist | Your Money

Chris Farrell is economics editor for American Public Media's weekly "Marketplace Money" show and author of "The New Frugality." He answers reader questions on most Sundays. Send questions to and put "Your Money" in the subject line.

Farrell: When you retire, should you keep your money with your employer's 401(k) plan?

There are several factors to weigh, and current research on when it may be a good idea.

Farrell: The American housing market is broken

The need for more affordable-housing options is now part of a much larger conversation about economic development, economic growth and quality of life.

4% rule for retirees has serious drawbacks

Build flexibility into your safe withdrawal strategy.

Saver's Credit: Take advantage of this saving tool

Most American workers with access to an employer-sponsored retirement savings plan aren't putting aside enough to maintain their standard of living when they finally say…

Caregivers need more social and financial support

Financial planning increasingly means taking the time to build into future scenarios the prospect of needing long-term care from family or close friends.

If you didn't save for retirement when young, is it too late?

You can't go back in time, but there's no reason for despair.

Cryptocurrency is too volatile for it to be a big part of your retirement plan

Boring is a virtue in retirement savings; the tried and true vehicles are used a lot for good reason.

Social Security an important benefit for most retirees

Retirees on Social Security will see their monthly benefit increase next year. The Senior Citizens League estimates that Social Security's cost of living adjustment (COLA)…

Make sure you are spending enough in retirement

Many retirees who consistently saved over the years spend less than they might in retirement.

An early look at Medicare enrollment

Medicare is a vital universal health insurance program for those 65 years and older. Medicare isn't easy to navigate, hardly surprising considering the Byzantine U.S.…